Make a decision. Call. Text. Email. Fax. Whatever. Take action and potentially be debt free and be able to make a fresh start. Foreclosure will haunt you for 7-8+ years and you may have to explain why you didn't help yourself out by short selling to future employers, current employers and potentially future creditors. (and a quick FYI... even if you plan on filing bankruptcy, did you know that lenders are making appeals more often now to have themselves NOT INCLUDED in your bankruptcy!! What does that mean?? You foreclosed and have that to live with, but you ALSO still owe the lender all of the deficiency, after the home sells at auction for pennies on the dollar).
So, what reason do you have not to short sell, if the only alternative now is foreclosure? None. You may have excuses, but there are no legitimate reasons. I WILL help you. I CAN help you. I HAVE helped MANY homeowners walk away debt FREE and be in a better financial position than had they not met me and just let the home foreclose out of shame, embarrassment, and/or anger at the bank. BOTTOM LINE: the bank will move forward no matter what your plans are. If they foreclose, they will take a hit on the amount they get for the house. Your consequences will be much greater and last a lot longer.
Stop making excuses why NOT to call. Let's set a time to sit down and review your situation. There's no obligation. No judgment. No cost. You need help. I want to help. It's a win-win.
Foreclosures affect us all. Directly or indirectly. We're in this together. If you know someone in trouble, give them my contact information. Tell them I WILL help them if their house hasn't sold at auction yet. One way or another, I can offer some help. All they have to do is ask. For some people, asking is a difficult thing, but to quote from a very old book: "Ask and you will receive."
www.douglastrevino.com 239-410-4460
This e-mail address is being protected from spambots. You need JavaScript enabled to view it
Support Your Local Businesses. They support Short Sales, too. The number 1 solution to foreclosing. Short Sales help the community. Small Businesses help the community. We're in this together!!
The Small Businesses who participated in this video are all successful and support their community. Successfully executed short sales are bigger than just helping the homeowner (THE BIGGEST AND PRIMARY REASON, THOUGH!!!), short sales help the lender net more money than foreclosing, help the immediate community by keeping homes from sitting a looooong time and going into disrepair, and bringing surrounding property values DOWN, help the broader community by keeping values from plummeting further and creating pride in the community with new homeowners and new families moving to the area. Short Sales Work. Period.
Small Businesses keep the economy vital. Support them if they are providing great service, offer great product, and go that extra step to gain loyal repeat business.
We're in this together. If you know someone in trouble, give them my contact information. Tell them I WILL help them if their house hasn't sold at auction yet. One way or another, I can offer some help. All they have to do is ask. For some people, asking is a difficult thing, but to quote from a very old book: "Ask and you will receive."
This is a Short Sale subject to existing lender's approval which could result in delays. Are you prepared for living in a spectacular community? Are you prepared to be within 12 miles of Sanibel Island, 9 miles of Fort Myers Beach, close to golfing, shopping, entertainment? This dream of a townhouse is located in desirable Lakewood Village. Tucked away within Lakewood Village, this gem waits for you. If you want your piece of paradise, located so centrally to everything that makes SW Florida the vacation destination, then make your offer today!
Uh oh. Homeowner I personally visited actually thought he would have to pay for a short sale. Still some blaring misunderstandings out there about short sales, even among Realtors, astoundingly.
A small percentage of folks still not listening to logical sense. Stopped @ a house today where foreclosure has been filed. Approached gentleman and asked what he was doing to prevent the pending action. He gruffly said "Nothing. I'm PO'd and the bank's not getting a dime from me. I'm filing bankruptcy." Told me the reason he's filing is because of the mortgage debt. I have successfully negotiated with his lender and have a 99% success rate in getting full deficiency waivers with approved short sale. I explained that he could avoid foreclosure and potentially walk away free of the bad debt. AND all at no cost to him (keeping with his desire to not give the bank another dime). OTHERWISE, he files bankruptcy (costing him $$, and indirectly giving the lender many dimes, having foreclosure on his record which could cost him future and current job opportunities (yep, even current employers have fired people who foreclosed, potentially costing him many dimes, again), and still being legally liable for the property until it sells as auction. YIKES!).
His response: "I'm done talking. Screw the bank." My thought: "Nope. The bank is screwing you, and you're too emotional to see this clearly."
Shame, really.
Don't be blinded by irrational anger and emotionally clouded judgement. Get out from under the bank, be free of the debt and collections AND foreclosure on your record.
