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$549,900

Est. payment - /mo

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4 Beds

3 Baths

2,264 SqFt

Active

322 NE 20th ST Cape Coral, FL 33909

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MAXIM LLC

maxim@maximrealtors.com +1(407) 288-0704

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Key Details

Property Type Single Family Home

Sub Type Single Family Residence

Listing Status Active

Purchase Type For Sale

Square Footage 2,264 sqft

Price per Sqft $242

Subdivision Cape Coral

MLS Listing ID 2026034667

Bedrooms 4

Full Baths 3

HOA Y/N No

Year Built 2026

Annual Tax Amount $1,111

Tax Year 2025

Lot Size 10,628 Sqft

Acres 0.244

Property Sub-Type Single Family Residence

Source Florida Gulf Coast

New Construction Yes

Property Description

Custom Waterfront Luxury on a Freshwater Canal – Estimated Completion December 2026!

Experience the ultimate Florida waterfront lifestyle in this stunning, high-end custom home. Situated on a premium freshwater lot with a brand-new completed seawall, your backyard opens up to an intersecting 400-mile freshwater canal system. Fish, canoe, or take your pontoon boat out right from your own property. Best of all, enjoy absolute freedom and peace of mind: this home is situated entirely out of the flood zone, requiring No Flood Insurance, No HOA, No CDD, and No Water Bill.

Interior Features & Multi-Generational Layout
Designed with soaring high ceilings and premium finishes throughout, this single-story 4-bedroom, 3-bathroom home, Two Master Suites with Full Bathroom's and Access to the Pool Lanai Area, completely redefines "cookie-cutter." The heart of the home is a spectacular chef's kitchen featuring a 10-foot island with a modern waterfall edge. The highly desirable floor plan boasts TWO Master Suites (perfect for an in-law suite setup). Both primary bedrooms feature luxurious full bathrooms, walk-in closets with custom shelving, and direct private access to the covered lanai and pool area.

Outdoor Oasis & Climate-Controlled Garage
Step out to your private backyard retreat, complete with a custom saltwater pool and spacious covered lanai. An elegant pavered driveway leads to a fully finished, attached 2-car garage that will thrill car enthusiasts and hobbyists. It is fully drywalled, features soundproof spray foam insulation, pull-down attic stairs for extra storage, and comes with its own dedicated AC and heating system—effectively expanding your climate-controlled footprint.

Efficiency, Tech & Construction

Full energy-efficient, Low-E impact glass on all exterior windows and doors.

Ring security system included for both the front and backyard.

2-10 Home Warranty included for complete peace of mind.

Upgrade Option: Buyers have the option to upgrade to interior metal framing and full-home spray foam insulation.

Exclusive Promotions & Financing Incentives

Builder Promo: Put this home under contract with selective upgrades, and receive a FREE $10,000 whole-house reverse osmosis system.

Zero Down Financing: 100% lender financing available with NO money down and NO mortgage insurance premium (PMI).

First-Time Homebuyer Special: Use the preferred lender and receive an additional $3,000 toward closing costs with a 3% down / NO PMI loan program.

Please Note: Construction has started with an estimated completion date of December 2026. The photos provided are of a similar model home (which is available to view) for illustrative purposes only, and may feature upgraded options from previous builds. This home is currently under construction.

Location

State FL

County Lee

Area Cc31 - Cape Coral Unit 17, 31-36,

Zoning R1-W

Rooms

Dining Room Dining - Family

Kitchen Kitchen Island

Interior

Interior Features Guest Bath, Built-In Cabinets, Wired for Data, Walk-In Closet(s)

Heating Heat Pump

Cooling Heat Pump

Flooring Tile

Window Features Impact Resistant,Impact Resistant Windows

Appliance Electric Cooktop, Dishwasher, Disposal, Double Oven, Microwave, Refrigerator/Icemaker, Water Treatment Owned

Laundry Inside

Exterior

Exterior Feature Concrete Dock, Outdoor Grill, Sprinkler Auto

Garage Spaces 2.0

Pool Electric Heat

Community Features None, No Subdivision

Utilities Available Cable Available

Waterfront Description Seawall

View Y/N No

View Canal

Roof Type Shingle

Porch Open Porch/Lanai

Garage Yes

Private Pool Yes

Building

Lot Description Regular

Story 1

Sewer Septic Tank

Water Reverse Osmosis - Entire House

Level or Stories 1 Story/Ranch

Structure Type Concrete Block,Stucco

New Construction Yes

Schools

Elementary Schools School Choice

Middle Schools School Choice

High Schools School Choice

Others

HOA Fee Include Cable TV

Tax ID 36-43-23-C4-02545.0330

Ownership Single Family

Acceptable Financing Buyer Finance/Cash

Listing Terms Buyer Finance/Cash

Pets Allowed No Approval Needed

Virtual Tour https://www.propertypanorama.com/instaview/fgcmls/2026034667

Listed by LoKation • Luis Coriano

NEARBY SCHOOL & BUSINESS

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MAXIM LLC

+1(407) 288-0704

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322 NE 20th ST Cape Coral, FL 33909

MAXIM LLC

Key Details

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Interior

Exterior

Building

Schools

Others

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322 NE 20th ST